What Do I Do If I Get in an Accident?
It’s estimated that the average driver will get in three or four car accidents over the course of their lifetime. It’s likely that you’ll be involved in an accident at some point in your life and here’s what to do:
Being calm is very important to ensure you make thought-out decisions and can keep the situation under control. Slowly and carefully get out of the car if possible, watching for traffic and other dangers.
Move Your Car If You Can
If the accident isn’t too serious, move the vehicles involved off the road, so as not to block traffic. Make sure they’re in a safe place and away from where they might be hit by another vehicle.
Check on Others Involved
Check on the other people involved in the collision and call an ambulance for them if necessary. Do not blame anyone right away or get into an argument.
Call the Police
If the damage to both vehicles appears to be over $1,000, it’s required by law to call the police. Explain the severity of the accident and they’ll decide whether they show up or whether they send you to a collision report centre.
Take photos or videos of the scene and damage. Write down the information of the other people involved and take note of what happened. Some of the info you should obtain includes:
- Driver and passenger names
- License plate numbers
- Insurance info
- Makes and models of all vehicles involved
- Contact info for any eyewitnesses
- Location of the accident
- The name and badge number of any responding police officers
File an Insurance Claim
You pay into insurance in case you need to use it. File your claim soon after the accident so the process can get started. Mantha Insurance Brokers Ltd. clients can call 1-800-269-2728 for our 24-hour emergency claims line.